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In Iowa, car title loans are legal in most cases and are offered by several lenders. They are different than traditional loans in that they do not require collateral or a credit check. You do have to be of legal age, possess a tax ID number, have a checking account, and be at least 18 years old. Traditional Loan Solution in Iowa also require that you live at the home with the car for six months out of the year.
American title loans in Iowa offers car title loans in Iowa from as low as $300 up to as much as $25,500 within 21 different states. The maximum amount that you can receive is based on where you reside and the status of your vehicle. It is important to note that these loans are considered unsecured loans, which means that borrowers do not have to provide any collateral to secure the funds. These loans are not backed by mortgages.