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Description: Explore expert insights on mutual funds, finance, and lending at Aparyapta. Empower your financial decisions with our comprehensive resources.

finance (10179) mutual funds (623) and lending (1)

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Why Mutual Funds:

The financially risk averse tend to invest in Fixed Deposits. The real rate of return (Actual interest less inflation) is very low and at most times negative. This is further compounded by the income tax that is payable on the interest earned even if they are cumulative deposits. Further interest rates fluctuate wildly, and funds get locked up at non beneficial rates. At the other end of the spectrum are the high-risk taking group, who need this high return to quickly grow and address their needs. This cate

The solution to both types who represent the extreme ends of the spectrum is the Mutual Fund industry (MF). The benefits of investing through MF is: