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Description: Choosing insurance plans can be difficult. Our health insurance agent, Gary Church from Bay Area Health insurance can help you figure it out.
In the U.S., health insurers tend to have networks of healthcare providers with whom they have special contracts. Insurers agree to encourage subscribers to see certain providers in return for a discount. The negotiated rates between insurers and healthcare providers are significantly lower than the list price that providers bill to uninsured patients.
If a patient visits a doctor or hospital that her health plan has made a deal with, she is visiting a provider who is "in-network." If a patient visits a provider who is not recognized by her health plan, she is "out-of-network." In most all cases, visiting an in-network provider will be easier and cheaper than visiting one who is out of the network. Today, one of the biggest differences between HMOS and PPOs lies in how much patients are deterred from visiting out-of-network providers.
Choosing insurance plans can be difficult. That’s why Bay Area Health Insurance makes it easy. We’ll make the calls, compare the plans and prices, and find you the insurance plan that fits your needs. Best of all, our help is at no cost to you.
Small Business Listings | India Local Business Directory
LocalBizNetwork LLC´s Global Business Directory - Search for a Business in Your Location