Description: Learn more about health and medicare insurance coverage.
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Help pay for "gaps" in Original Medicare. Include minimal standard coverages. Offer different enhanced coverages. Approved by each state they are offered.
Work like HMO or PPO health plans. Limit out-of-pocket expenses every year. Require you to stay in-network for services. Sometimes include drug coverage.
Have a Formulary or List of Covered Drugs. Only Formulary drugs count as out-of-pocket. Include three levels of covered expenses. Sometimes included in Medicare Advantage.