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Financial literacy is having the knowledge and skills to make informed judgments and effective decisions about money management. Financial literacy is critical for survival in today’s society. While it is important for everyone to be financially literate, it is especially important for low-income individuals and families. Learning to build and keep assets is a critical factor in helping people to rise from poverty. Financial literacy is a stepping stone up and out of poverty. While having a job is a necess
This site is not intended for direct use by consumers. It is a clearinghouse of information and resources for direct service staff working to help people become economically secure through financial literacy education and asset building. Nothing on this site should be construed to be legal advice nor investment advice nor represent personal financial guidance for individuals. Individual financial counseling is available nationwide through a network of certified Consumer Credit Counseling Services. For local