IRA, individual retirement account, was established to assist individuals to expand their opportunities to save and enhance their retirement dollars available to them when their working careers were over. The IRA gives individuals the opportunity to go above and beyond what their retirement benefits are at their place of employment.
Many, many individuals have taken advantage of this great savings opportunity through the years. These folks are then rewarded in their retirement years by having the opportunity to receive an Ira Distribution , which adds dollars to their total retirement kitty. The IRA can become a very, very important piece in your overall retirement planning.
There are some great advantages to contributing to an IRA during your working years. The dollars that you contribute to your ira are treated as tax deferred by the federal government. This means that rather than paying taxes on those earned dollars in the year that you earned them,by contributing to your individual retirement account, you can postpone your tax liability on those dollars until you take an Ira Distribution.
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Sample Budget Form, Controlling Costs In Hard Times, Family Budget Worksheet,