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1.8M+ Satisfied Visitors $600+ Average Policy Savings 900k+ Return Clients Like other insurance types, car insurance is a must-have. It protects your most second biggest asset behind your house – your vehicle. In fact, you’re legally obligated to have car insurance in all but two states. If you drive without insurance, you could face fines, or even worse: lose your license. Since car insurance can be a bit confusing at times, we compiled some of the most frequently asked questions for you.

From collision coverage to umbrella policies, there are many different types of car insurance policies available. Some of these are required, and others are extras that can protect you from experiencing financial hardship. These first set of questions will look at why you need car insurance and what types of car insurance.

You need car insurance to protect you from any liability you may cause while on the road. This protects both you and other drivers. Without car insurance, you would have to pay for the costs of any property damaged or injury caused because of an accident. Since most people do not have these funds readily available, that’s where car insurance comes into play.

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