Description: ファクタリングは、企業が保有する売掛金をファクタリング会社に売却し、手数料を差し引いた金額を即日で現金化する資金調達方法です。手続きは、ファクタリング会社への相談・申し込みから始まり、買取金額の見積もりと契約の締結を経て、売掛金の現金化と入金が行われます。担保や保証人が不要で、取引先の信用力が審査対象となるため、中小企業でも利用しやすいのが特徴です。
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