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Have you ever come across the situation while looking for an LIC plan where every agent you talk or every blog or website you refer to gives you a different figure while offering you an insurance?
While companies follow their common rule of thumb - approx 6 to 25 times of the customer's annual income but most of us end up getting either under cover or over covered. So, how do we know what is an appropriate sum assured for us and is still practical and not too heavy on the pocket?
To answer this question, we studied the data of almost 6 lac policies and came up with a proprietary algo that intersect with the customer's affordability and his insurance needs. Liccalculator allows you to know your recommended sum assured while purchasing any investment plan with LIC (or other companies too).