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Description: {Top 5} Life Insurance Companies 🇺🇸 USA | How To Use Life Insurance - Best whole life insurance, How to Find an Extraordinary Life Insurance Provider, Best business insurance life insurance provider company future invest
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Life insurance or life assurance , especially in the Commonwealth , is a contract between an insurance policy holder and an insurer or assurer , where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump su
Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.
Life-based contracts tend to fall into two major categories:
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Gifts Insurance