Description: Buy a new build With a Rate Reducer mortgage Low interest rates* All deposit levels from just 5% Own 100% of your home First time buyers and movers Available for houses or flats Learn more about Rate Reducer Some of our home builders | See all Some of our home builders | See all How
housing (14122) investment (6472) mortgage (5603) bank (2896) lending (694) first time buyer (185) market mortgage high ltv generation buy
Reduced availability of 95% loan to value (LTV) mortgages is a key driver in declining home ownership rates across the UK. This makes it especially difficult for first time buyers, exacerbating intergenerational and regional unfairness.
Market Mortgage was founded in 2017 to tackle this issue. We make it easier for high street lenders to offer high LTV mortgages, giving creditworthy buyers access to the housing market when they can comfortably afford mortgage payments but just don’t have a big deposit.
By bringing together retail lenders with the financial backing of investment banks, we help high street mortgage lenders offer high LTV mortgages at scale, speed, and reduced risk whilst avoiding additional cost and risk to the taxpayer.