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insurance (10265) mumbai (2163) lic (148) mulund west (3) labdhi consultant (1) malay h. varaiya (1) 9223433581 (1) 400080 (1) n 404 vardhman nagar (1) dr r p road (1)

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I am Malay H. Varaiya, founder of Labdhi Consultant Investment Services. We have been in this field for more then 20 years now. We deal in all personal financial planning products like Life Insurance, General Insurance, Mediclaim, Motor Insurance, Fire Insurance, Travel Insurance, Transit (Marine) Insurance, Mutual Funds, & Post Agency small saving schemes, We have been acknowledged for our efforts by the insurance company quite a few times. We believe in keeping ourself updated so that our knowledge can he

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Richa, a 35-year-old professional, purchased health insurance with a low premium, intentionally failing to disclose her smoking habits and pre-existing heart condition to keep costs down. However, when she required urgent heart surgery a few months later, her insurance claim for the expenses was denied after the company discovered her undisclosed medical conditions during their investigation.