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Orchard Bank credit cards have recently gone out of business, but left behind a legacy of offering some of the best deals and rates around. Offering low APR, reasonable fee charts and with no doubt it was one of the top secured cards for people with bad credit. With Orchard Bank’s departure from the credit card world the void left behind seemed irreplaceable, but when one door closes, another is opened. With that, we have no choice but to move on and look for another option that even may be of greater value

We’d like to guide you to the Capital One secured credit card. CapOne recently acquired Orchard Bank and their businesses, and they’re trying hard to continue the fantastic deals they once offered. The Capital One secured is an awesome tool for building up low credit scores and \ is better than even the Orchard Bank card in several ways, such as the low cost, fair terms and account features. Even if you have a history of bankruptcy in your file or a terribly bad score, you can still qualify for credit. Ther

The new Capital One secured card has many benefits, and some are even better than our good ole’ favorite Orchard Bank card. Here are some highlights: