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Description: Tax saving guide. Why be taxed on savings when a tax calculator can help you avoid this. SIPPS, pensions and ISAS are all great ways for saving tax on income and capital gains along with tax free saving accounts for regular savers. Tax planning is vital for anyone with assets filling out their tax return.

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  Tax saving guide

By Ian Marlow

Self-employed taxpayers are taxed on their profits, whether or not they take the profits and spend them or plough them back into the business. Unlike a limited company, therefore, there are fewer opportunities for tax planning, but that's not to say that tax savings are not possible. Here are some ideas:

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