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Description: ...News that Seniors Can Use

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This year, the open enrollment period for Medicare Advantage and Prescription Drug Coverage plans (Medicare Part D) was set for October 15 to December 7 for the 2013 year.   Unfortunately, that means that the current year has closed. Only seniors reaching the age of 65 will be able to apply prior to this fall, when the open enrollment period for Medicare Advantage and Medicare D opens for 2014.

If you are an individual who will be turning 65, or are currently in have Medicare Part B , you may wish to consider a Medicare Advantage plan. These plans provide broader coverage than basic Medicare for a flat montly fee, which may be a worthwhile consideration for seniors who  are concerned about Medicare Part B coinsurance costs. These plans provide more comprehensive doctor bill coverage — albeit with a higher monthly premium.  Usually patients have a lower per-visit copay, and do not have to worry abo

During open enrollment, seniors can review plans from major insurers like Humana, Cigna , United Healthcare (AARP), Mutual of Omaha, Blue Cross Blue Shield and many others. These plans will have a variety of offered monthly premiums.  Seniors who enroll in these networks will have to utilize the network of physicians and providers that each plan offers.