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Many factors can affect the cost of therapy, including insurance plans, deductibles, and out-of-pocket limits. Understanding these costs can help you choose the best therapist for your needs.

Some therapists avoid the hassle of filing insurance claims and offer sliding-scale fees based on income, making their services more affordable. You can also find low-cost sessions at non-profit and public clinics.

Many people are surprised to find that insurance actually covers therapy sessions. Depending on your insurance provider, your coverage will vary. Most plans have a deductible, copays, or other restrictions, so it’s important to understand your insurance plan before scheduling appointments.

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