Description: The Tennessee Insurance Litigation Blog offers legal insights on insurance litigation in Tennessee from a pair of attorneys on both sides of the discussion.
Legal insights on insurance litigation in the State of Tennessee
Last week, we looked at Magistrate Judge York’s October 2021 opinion in Smith v. State Farm , in which State Farm was ordered to proceed with an appraisal of the loss as properly invoked by Ms. Smith. As a refresher, Ms. Smith’s home was damaged by a March 3, 2020 storm, and State Farm agreed she suffered a covered loss and issued a payment to her. Ms. Smith disagreed with State Farm’s estimate of the loss and invoked the policy’s appraisal clause. State Farm refused to proceed with an appraisal of the los
On review, Judge Breen affirmed Magistrate Judge York’s ruling in all respects and found State Farm’s objections to Judge York’s order to be “entirely unsupported.” Judge Breen’s opinion also highlighted the facts of the case, noting: