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If you have been paying attention to the cost of auto insurance recently, you may have noticed that collision insurance has been increasing. You may be wondering what collision insurance actually is and how does it affect you. This article aims to answer those questions for you. Collision insurance is basically a policy type, which is necessary but is also important to know so that you understand whether you like to have it or not. It pays for both physical and financial damage if your vehicle is damaged in
The collision insurance definition normally begins with the words “A collision” followed by the word “occurrence”. This simply means that if there is a collision, both cars are at fault and the one who is at fault for all the damages. There are several exceptions to this general definition, such as when one of the cars is being driven by an authorized driver who is at fault, in order to protect the authorized driver’s own rights. If another car is also involved in the collision, then that car is also the ma